At the end of January 2025, the balance of domestic and foreign currency loans was 264.6 trillion yuan, up by 7% year-on-year.

    At the end of January 2025, the outstanding balance of loans in both domestic and foreign currencies reached 264.6 trillion yuan, marking a year-on-year increase of 7%. The outstanding balance of RMB loans stood at 260.77 trillion yuan, up 7.5% year-on-year.

In January 2025, RMB loans increased by 5.13 trillion yuan. By sector:

    - Household loans rose by 443.8 billion yuan, with short-term loans decreasing by 49.7 billion yuan and medium-to-long-term loans increasing by 493.5 billion yuan; enterprise loans increased by 4.78 trillion yuan, including a 1.74 trillion yuan increase in short-term loans and a 3.46 trillion yuan increase in medium- and long-term loans, while bill financing decreased by 514.9 billion yuan; non-bank financial institution loans decreased by 200.8 billion yuan.

    At the end of January 2025, the outstanding balance of foreign currency loans stood at US$534.8 billion, down 19.9% year-on-year. Foreign currency loans decreased by US$7.3 billion in January.