By the end of July 2025, the outstanding balance of loans in both domestic and foreign currencies reached 272.48 trillion yuan, representing a year-on-year increase of 6.7%

    At the end of July 2025, the outstanding balance of loans in both domestic and foreign currencies reached 272.48 trillion yuan, marking a year-on-year increase of 6.7%. The outstanding balance of RMB loans stood at 268.51 trillion yuan, up 6.9% year-on-year.

    RMB loans increased by 12.87 trillion yuan in the first seven months. By sector, household loans increased by 680.7 billion yuan, including a decrease of 383 billion yuan in short-term loans and an increase of 1.06 trillion yuan in medium- and long-term loans. Loans to enterprises and institutions increased by 11.63 trillion yuan, including an increase of 3.75 trillion yuan in short-term loans, an increase of 6.91 trillion yuan in medium- and long-term loans, and an increase of 824.7 billion yuan in bill financing. Loans to non-bank financial institutions increased by 235.7 billion yuan.

    At the end of July 2025, the outstanding balance of foreign currency loans stood at $555.8 billion, down 8.1% year-on-year. Foreign currency loans increased by $13.7 billion in the first seven months.